Behavior Driven Health Plan for Employers

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Behavior Driven Health Plan
for Employers

$1,577,000,000,000
costs associated with potentially
preventable chronic diseases

Centers for Disease Control & Prevention
Centers for Medicare & Medicaid Services

William H. Deitz, MD, PhD
Director: Division of Nutrition, Physical
Activity and Obesity - Centers for
Disease Control and Prevention

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87% increase in employer
healthcare costs between 2000-2006 and still rising

The Henry J. Kaiser Fasmily Foundation
Employee Health Benefits: 2006

Here’s the bottom line … the Behavior Driven Health Plan™ offers …

· 10% to 15% savings (average)

· Fewer health insurance claims

· Lower absenteeism rates

· Lower presenteeism rates

· Healthier employees

· More productive employees

· Long-term cost control

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Since 75% of ALL medical expenses* are associated with chronic diseases, this plan is designed to influence four specific employee behaviors that help control these chronic diseases. Employees who follow the guidelines pay less than those who don’t. Either way, the employer pays less.

"I believe you are presenting the next generation of
employer and member engagement as it relates to
these consumer driven plans."

Director of Underwriting
Massachusetts Insurer

A 10 minute explanation, either online or in person, will make you a believer. Should you get serious about learning more, the legwork can be delegated.

In most cases, you won’t have to change insurance companies.

A spreadsheet at renewal time is not a strategy. Anyone can raise deductibles, raise
the copays, and pass the costs along to the employees. At some point, this cost-shifting (asking employees to pay more and/or reducing benefits) will discourage employees from seeking recommended and needed prevention services, thereby leading to worse outcomes and increased costs.

Our consultants, Abacus Employer Health Solutions, have over 20 years of experience in designing programs that drive employees toward healthy behaviors. Their founding principals have strong behavioral science credentials and their evidence-based and health behavior influencing programs have been proven to control health outcomes and reduce medical trends. You can learn more about Abacus at www.abacushealth.com.

If you'd like to learn which specific behaviors control those chronic diseases …

· Let's schedule a GoToMeeting

· Get your initial questions answered

· Figure out what to do next

send an e-mail to ...

GoToMeeting@behaviordriven.com
(give us a couple of dates and times that fit your schedule)

OR contact your insurance broker

info@behaviordriven.com